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Wednesday, November 15, 2006

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E-GOLD


E-Gold ialah matawang elektronik (e-currency) yang dikeluarkan oleh e-Gold Ltd. yang nilainya disandarkan kepada harga emas semasa dalam US$ atau mata wang yang lain. Unit e-Gold ini boleh digunakan untuk membeli atau membuat pembayaran kepada barangan atau produk dari syarikat yang bersedia menerima e-gold sebagai pembayaran.

Setelah buka akaun e-Gold, unit e-Gold boleh ditambah/dibeli atau dijual semula melalui agent/syarikat jaul-beli e-Gold, lihat senarai dalam laman web e-Gold pada menu e-Gold Directory. Terdapat banyak agen yang menjalankan bisnes ini dengan memberikan kemudahan dan mengenakan komisen.

E-gold Introduction in English : -

E-gold was established in 1996. It is an electronic currency which is backed ounce for ounce by actual gold bullion. It is not connected to the banking system in any way. E-gold.com themselves cannot convert cash into gold or visa versa. Instead there and dozens of independent exchange services who will change your cash into gold or your gold into cash. We refer to these services as gold brokers.

Advantages:
Anyone can open a free e-gold account with no restrictions (Geographic, age, status etc.).
You can have more than one e-gold account.
It takes 5 minutes to open your account and another 5 minutes to set up a single item shopping cart.
You can fund your account with a credit card, debit card, bank wire, bank draft, cash, electronic banking, Western Union, etc. etc. - the options are growing all the time.
Transferring money from account to account is easy, secure and almost instant.
To all intents and purposes an e-gold account is an instant offshore account.
There is no such thing as a chargeback - once money has been transferred to your account that's it.
Spending e-gold is free. Vendor transaction fees are very very low compared to credit card fees. It is only 1% subject to a maximum of 50 cents (USD) per transaction. There is an annual Agio fee of 1% on your average monthly balance. This is deducted in monthly installments.
Overall it is a great way to anonymously pass money from one individual to another individual / organisation.
Redeeming your e-gold is easy. You just get a cheque (check) posted to whatever name you want at whatever address you want. Have it transferred straight in to your UK account at no cost. You can also cash in your e-gold with various anonymous ATM cards.


Disadvantages:
The only drawback with e-gold is that funding your e-gold account not instant. The first time you fund your account with a credit card there will be a delay while your card is verified. This could be anything from a few hours to a day and might only involve a phone call to you. The next time will be much quicker as your credit card would be verified.
Only some gold brokers will accept personal cheques (checks) and credit cards.
The fee charged for using a credit card can seem to be quite high. Goldex charge 10% which is the best rate we have found. The discount offered by some vendors for using e-gold usually cover the charge.
Funding your account anonymously can take anything from a day to 2 weeks depending on the method you use. Just go to any bank and hand over your cash. You can then have it wired to your gold broker or post a bank draft to them. This is also the cheapest way to fund your account

Open an E-gold account :
Anda buleh Buka akaun e-gold disini :-
https://www.e-gold.com/newacct/newaccount.asp?cid=2640498

Apabila anda sudah memasuki lamanweb e-gold,anda buleh ikut langkah dibawah untuk bantuan pendaftran :-

1. Pertama klik > Create an account > I Agree
2. Isi seluruh informasi yang diperlukan oleh pihak E-Gold.com
Passphrase atau password gabungan huruf dan angka , cara membuat pharaprase yg benar seperti ini : 1234bikinegold, surabaya1234 , atau anda pilih password dengan mencampur angka dan huruf.
Pilih nama e-gold account anda dengan benar, misalnya : Siti Egold, Idol Egold, My Egold dsb terserah anda.
3. Check semua data > lalu klik submit / enter.
4. Nombor ID E-Gold anda akan dikirim ke e-mail anda.
5. Buka email anda 2 menit kemudian, baca email dari pihak E-Gold Company dan catat nombor ID E-Gold anda tersebut, selalu ingat No Account e-gold dan rahsiakan password anda.


Menu apa yang tersedia di e-gold ?

Menu yang disediakan adalah sbb.:
Balance = untuk melihat baki wang dana anda.
Spend = untuk hantar/bayar egold ke akaun e-Gold lain.
History = untuk melihat perincian transaksi lepas
Account Info = untuk merubah profile dan passphrase/password.
Pastikan selalu logout untuk keselamatan account anda.

Bagai mana hendak mengisi akaun egold anda?
Ada banyak cara sebenarnya,tetapi antaranya anda buleh membeli dari mereka yang sudah membeli egold.Kebanyakan rakan Malaysia menjalankan jual/beli egold melalui YM(yahoo messenger) .Bagaimana mereka mengetahu sapa yg ingin beli/jual?
Ade beberapa website/forum tempatan yang menyediakan tempat jual/beli egold.
Antaranya ialah www.nogold.com ,jomklik.com,carigold.com,zelzemgold.com,rmgold.com dan lain lagi.Tetapi Awas!kerana jika anda tidak mengenali penjual/pembeli memang ade risiko penipuan.Tidak dinafikan ade kes-kes penipuan dlm dagangan egold.Maka adalah lebih baik anda menjual/beli dari rakan yang anda kenali.

Ada juga website yang menawarkan pembelian egold melalui kad kredit.tapi saya cadangkan https://asianpay.com Tetapi biasenya jika menggunakan kad kredit cas yg dikenakan adalah tinggi sedikit.

Bagai mana hendak menukar kembali egold kepada Ringgit Malaysia?
Lakukan perkara yang sama semasa anda membeli.Iklankan di website jual beli dan tinggalkan nombor kontek anda supaya pembeli dapat menghubungi anda.Adalah lebih baik sekiranya jual beli dilakukan secara 'cash on delivery',bermakna dua-dua pembeli dan penjual melakukan jual beli secara cash (by hand).

Satu lagi cara ialah melalui debit card.Anda buleh memperolehi debitcard egold dari asianpay juga.Melalui debitcard ini anda buleh mengeluarkan terus egold anda dari mana-mana ATM mesin yang mempunyai logo cirrus /+(plus).

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